Smart Landlords Protect Their Investments. And Their Income.
Owning rental property can be a great way to build wealth, but only if it’s properly protected. Rental property insurance (sometimes called landlord insurance) covers the structure, liability, and income loss you won’t get from a standard homeowner’s policy.
Whether you’re renting out a single-family home in Chesterfield or managing a duplex in Richmond, KilGO helps you safeguard what you’ve built, without cutting corners or making assumptions.
What Landlord Insurance Typically Covers:
- Dwelling Protection: Covers damage to the structure caused by fire, storms, vandalism, and more.
- Liability Coverage: Protects you if a tenant or guest is injured on your property.
- Loss of Rental Income: Covers lost rent if your property becomes uninhabitable due to a covered loss.
- Optional Add-Ons:
KilGO Insight
“Regular homeowners’ insurance doesn’t apply once someone else is living there”.
True story. Once your home becomes a rental, you need the right policy, or you risk a denied claim and financial exposure.
Who We Help:
- First-time landlords
- Seasoned investors with multiple units
- Accidental landlords (inherited or relocated homes)
- Short and long-term rental property owners
Why KilGO?
- We know local rental laws. From Henrico to Chesterfield, we help you stay covered and compliant.
- Fast quotes, smart advice. We’ll compare carriers to protect your bottom line.
- Optional tenant policy education. We can even provide renters’ policy recommendations for your tenants.
