Insuring Chesterfield and All of Virginia

KilGO Insurance specializes in Auto, Home, Business & Life.

KilGO Insurance proudly serves Richmond, Midlothian, Chesterfield,Henrico, and surrounding Central Virginia communities. Whether you’re a new homeowner in Midlothian or a contractor in Henrico, we have custom insurance solutions tailored to your needs.

Get custom coverage with real people, not call centers. We compare 30+ carriers to find your perfect fit, so you can live confidently without overpaying.

Our Insurance Products

Family riding in a red car waving out the windows.

Auto Insurance

Multigenerational Asian family taking a selfie while sitting on the grass.

Life Insurance

Home exterior in the beginning of spring

Home Insurance

Young business owners behind counter of their coffee shop.

Business Insurance

Specialty Insurance

Kilgo has taken care of my insurance needs and their customer service is 5⭐️+. I cannot recommend them highly enough!

Connor J

Kilgo Insurance was awesome to work with! Candice was friendly & knowledgeable!

Dawn M

Thanks Candace and Chris for getting everything resolved for me! Appreciate all...

Kerry M

Tiffany is an absolute pleasure to work with.

Executive A (Wendell Hicks)

Jason was extremely friendly, prompt and on top of things.

Erin P

Their customer service sealed the deal for us!

Dan B Sr

Sign Up Today

Never Miss a Beat — Stay Informed with the Kilgo Insurance Newsletter.

Your peace of mind matters, and so does staying informed. When you subscribe to the Kilgo Insurance newsletter, you're not just signing up for emails — you're joining a community that values protection, preparedness, and smart decision-making.