Coverage that Keeps You Moving
When your business is built on the road, every mile comes with risk. Accidents. Breakdowns. Delays. Liability. Whether you’re an independent owner-operator or managing a fleet across state lines, KilGO Insurance helps you stay compliant, protected, and on schedule with commercial trucking insurance that’s built for the real world.
Who We Help
- Long-Haul & Regional Truckers
- Local Delivery Drivers & Couriers
- Freight Brokers & Logistics Companies
- Owner-Operators
- Box Truck & Cargo Van Operators
- Final Mile Delivery Services
- Amazon DSP & FedEx Ground Contractors
- Hot Shot Haulers & Expediters
What’s Covered (and Then Some):
- Commercial Auto Liability: Required coverage for bodily injury & property damage
- Motor Truck Cargo: Protects the freight you’re hauling
- Physical Damage: Covers repair or replacement of your truck after a collision or loss
- Bobtail/Non-Trucking Liability: Covers trucks while not under dispatch
- Trailer Interchange: Protects non-owned trailers in your care
- General Liability: For business activities outside the truck
- Workers’ Compensation: Covers drivers and dock staff
- Occupational Accident: Affordable option for owner-operators
- Downtime/Business Interruption: Optional, for income loss after a covered claim
Why Truckers Trust KilGO
- Fast filing & certificates for FMCSA, DOT, and broker compliance
- Flexible plans for leased-on or authority-holding drivers
- Access to top national and regional trucking carriers
- Claims support from agents who know deadlines aren’t suggestions
Coverage Throughout:
Richmond • Chesterfield • I-64 / I-95 Corridors • Doswell • Central Virginia
Let’s Get You Rolling
Your business doesn’t park. Neither do we. Whether you’re expanding your fleet or just got your authority, we’ll build a policy that keeps you compliant and covered, without breaking your bottom line.
Call or Text 804.403.7400 or click below to get started


