Because One Wrecked Claim Can Wreck Your Shop
When you run an auto business, the risks don’t stop at the bay door. From customer vehicles in your care to employee injuries and equipment damage, one slip could cost more than the car you’re fixing. At KilGO Insurance, we protect garages, dealerships, and repair shops across Virginia with coverage designed for gearheads, not guesswork.
Who We Help:
- Auto Repair Shops
- Collision & Body Shops
- Quick Lube & Tire Service Centers
- Tow Truck Operators
- Auto Glass & Detailers
- Used Car Dealerships
- Performance & Custom Build Shops
- Mobile Mechanics
Garage Coverage That Goes Beyond the Basics
- Garage Liability: Covers injury or damage tied to your shop’s operations
- Garage Keepers Insurance: Protects customer vehicles left in your care
- General Liability: Covers non-vehicle-related risks like slip-and-falls
- Commercial Auto: Covers tow trucks, courtesy shuttles, and delivery vehicles
- Business Property: For tools, lifts, diagnostic equipment, signage, and buildings
- Workers’ Compensation: Covers techs and shop staff injuries
- Dealer Plate Coverage: For test drives and vehicle transport
- Pollution Liability: Optional but useful for fluid disposal, paint booths, etc
Why Auto Pros Choose KilGO:
- Fast certificates for dealer licenses and vendor compliance
- Flexible payment options that align with your cash flow
- Claims support from people who know engines, not scripts
- Multiple carriers = more choices, better pricing
Proudly Coverage Auto Businesses in:
- Chesterfield
- Richmond
- Henrico
- Mechanicsville
- Midlothian
Let’s Put Your Coverage on the Lift
We’ll review what you have, spot what you’re missing, and quote smarter coverage that keeps your business running when the road gets rough.
Call or Text 804.403.7400 or click below to start your custom shop quote


