Built for Builders. Coverage That Works as Hard as You Do
Whether you’re framing homes in Midlothian, wiring a commercial site downtown, or remodeling kitchens in Salisbury, you know every job comes with risk. At KilGO Insurance, we specialize in protecting contractors and construction professionals from the costly “what-ifs’ that can derail your projects and your profits.
Who We Help
- General Contractors
- Remodelers & Home Builders
- Electricians
- Plumbers
- HVAC Contractors
- Landscapers
- Painters
- Flooring & Tile Installers
- Excavators & Site Prep Crews
Coverage That Keeps You Covered:
We customize every contractor insurance plan to match your trade, project size, and crew. Coverage may include:
- General Liability: For property damage, injuries, and accidents
- Workers’ Compensation: Covers injuries to employees or subcontractors
- Commercial Auto: Protects work trucks, trailers, and fleet vehicles
- Tools & Equipment Coverage: For stolen, lost, or damaged gear
- Contractor’s E&O/Professional Liability: Covers design/build errors
- Builders Risk: Protects the jobsite from fire, theft, vandalism
- Umbrella Coverage: Extra protection above your base policy limits
- Surety Bonds: Metts licensing or contract requirements
Why Contractors Choose KilGO:
- Fast COIs for jobsite compliance
- Local agents who understand construction risks
- Flexible payment options for growing businesses
- Access to multiple carriers to get the best rates, not just one
Serving Contractors Throughout:
- Richmond
- Chesterfield
- Midlothian
- Mechanicsville
- Hanover
- Henrico
Let’s Get to Work
We’ll review your current policy, spot your gaps, and quote better coverage, often at a better price. No call centers. No jargon. Just straight-up protection built for contractors.
